As we get older, we are faced with the reality of funding our retirement, and to many this thought can be overwhelming and daunting. So, this is an article that gives you a few ideas on how you can boost your retirement savings. There are rules when making contributions to super, but you are not […]
SG Super contributions set to increase July 2021 to 10% and will increase each year by 0.5% until 2026 Now, this is only 0.5% of what our current Super guarantee is (which is 9.5%), not much right? Well, I guess that really depends on how much you are earning, and this can make a BIG difference in the long […]
On the weekend my husband saw the front page of the Sydney Morning Herald on an article about a Sydney “financial adviser” who went missing around the time ASIC raided her multimillion-dollar home in Sydney’s Eastern suburbs. Friends saw her go from a modest unit in Surry Hills to an extravagant lifestyle… And now investors […]
What insurance do I need? Lately we have been talking about savings and ensuring you have enough in the event you were unable to work… for many people that time came this year due to Covid-19. So in hindsight we needed to have 6 months of savings but the reality is most of us don’t […]
How much do I need in my savings for a rainy day? There is no one size fits all to this question, we all have different needs and lifestyles. Also many of us are already stretched so to save when you are living from one pay cycle to the next can be challenging. I do […]
Give your Super some love. Understand this could be the biggest asset you will ever own. Now if you are overseas you may call your retirement savings something else but these concepts are universal: Know where your superannuation is… many times I have clients come to me with multiple funds, not only is this expensive […]
Working from home for some people has been a novelty during this COVID-19 crisis. It certainly has had its challenges especially for those who have school-aged children or younger. I have worked for myself for 11 years and during this time most of it has been at home, so although my business is well set […]
I have had more inquiries about the new Corona Virus Stimulus package and who it may help. Please feel free to forward this on to your loved ones. Below is a brief outline of each with a link to the fact sheet. The Government is reducing superannuation minimum drawdown requirements for Account Based Pensions (ABP) and […]
stay-at-home png from pngtree.com Over the past week I have been taking calls, responding to emails and text message from clients, friends and family all worried about the financial uncertainty we are facing. Although I don’t have all the answers, I am working on gathering information as the news unfolds so I can be of […]
